Credit Cards - Free Money or Debt Trapped? Future IQ

11,722 views Sep 19, 2025

Description

In this video, we explain how to use a credit card smartly and wisely in India. You’ll learn the top tips to use a credit card responsibly, avoid common mistakes, and take full advantage of the benefits of credit card use. From managing bills on time, understanding interest rates, and using credit cards wisely, this guide will help you build a strong credit score and use your credit card effectively. Perfect for beginners and anyone who wants to know how to manage a credit card wisely in India. More Videos For You: The Dollar Value Of Your Time: https://youtu.be/C-8gffw9_h4 Join the Future IQ Community: https://tapthe.link/futureiqwa Hope you enjoyed FutureIQ by Navin Kabra and Shrikant Joshi. Do hit us up on Twitter: @ngkabra http://twitter.com/ngkabra @shrikant https://twitter.com/shrikant Listen it on the podcast provider of your choice: https://tapthe.link/FutureIQRSS 00:00 Intro 00:47 How does a credit card actually work? 03:30 3 Reasons why credit cards are disliked 06:35 Free money or CC karti main maroon?!? 09:40 How to be a smart cookie? 11:50 What makes the cc industry thrive? 18:36 EMIs - Smart or Stupid? 22:26 Misconceptions about CC #futureiq #credicard

Transcript

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